Erickson Tribune

Monarch Landing

UPDATED: Friday, October 13, 2006

One Simple Question Helps Make Helps Make Sense of Your Retirement Options

Posted on Friday, September 01, 2006
 

‘Active 55’ ‘Independent Living’ ‘Assisted Living’ ‘CCRC’s’ ‘Retirement Community’ . . . What Do They All Mean? And Should I Even Care?

By Thomas Shrader
THE ERICKSON TRIBUNE

A myriad of resources, websites, and free publications seek to bring clarity to these questions. Ironically, these well-intentioned resources often add to the confusion in the convoluted topic of retirement living options.

For example, almost all resources provide skilled nursing facility references and Independent Living community references in the same presentation. Discussing these two categories together invariably sends conflicting messages to the reader.

Why? Although people of retirement age live at both types of places, the similarities end there. The differences are vast.

Use a simple strategy to bring greater clarity to the categories you read about in guides, websites, and advertisements. As you begin investigating options, you should ask yourself one simple question.

The All-Important First Question to Begin Your Research— Are you looking at a move of some sort for yourself or for someone else?
This question alone, as simple as it sounds, dramatically helps to clear the congestion.

I am looking for myself . . .
If you are looking for yourself, you can automatically eliminate Assisted Living and Nursing Care. Assisted Living facilities provide invaluable services for those people who should no longer live on their own. However, if you are looking on your own behalf to move from your house, you are almost guaranteed to not be a candidate for Assisted Living.

Understanding this one step alone should free your mind up from many of the confusing messages you see in advertisements and guides. Assisted Living and Nursing Care involve an adult child playing the lead investigative role.


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I am looking for someone else. . .
If you are looking for someone else, you will likely intend to focus on Assisted Living and Nursing Care. These communities are typically options driven by an immediate or impending need to help someone who should not be living alone. In practice, this investigation is almost always undertaken by someone looking out for the best interest of someone else.

The generalization does not, of course, hold true for those adult children who do groundwork regarding a more “independent” community—perhaps for parents who live out of state.

The following gives examples of categories often listed in guides and advertisements. The listings represent categories in popular guides to senior options.

For links to various on-line resources, visit www.Erickson.com/Chicagoland. Even a cursory look at these unaffiliated resources will reveal that no universally accepted nomenclature exists for how communities label themselves. Hence, we show variations of names for each category.

I am looking for myself . . .

• CCRC’s (also known as Continuing Care Retirement Communities, Continuum of Care Communities, and Life Care Communities)

• Independent Living (also known as Retirement Living, Congregate Living)

• Active Adult Community (also know as Active Senior Communities, Age Restricted Communities, 55+ Communities)

• Erickson Communities (exclusively the 18 properties nation-wide built and managed by Erickson)

I am looking for someone else. . .

• Assisted Living (also known as Residential

Care Communities)

• Supportive Living

• Alzheimer’s Facilities

• Nursing/Rehab Centers



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