Erickson Tribune

Henry Ford

UPDATED: Friday, May 16, 2008

The savvy consumer

Posted on Friday, May 16, 2008
 

Latest e-mail scam claims to be from Dearborn credit union

By Laura Hipshire
THE ERICKSON TRIBUNE

Attention, Dearborn residents. There’s a new e-mail scam that could be coming soon to your personal computer, so beware.

This latest scam involves fake e-mails claiming to be coming from a local credit union.

“Renew your account,” the subject line says, but these e-mails are definitely not from a local credit union, they’re courtesy of a conartist trying to access residents’ personal bank account information.

The e-mails claim that he recipient’s account with the financial institution has been suspended and that the recipient must complete an “account update” before the account will be unlocked.

Don’t click!
A link to click on is provided for the supposed “account update.” An e-mail such as this is an example of “phishing”—an Internet scam in which con artists coax people to disclose sensitive personal identification and financial information such as social security, bank account, or credit card numbers.

“People should not respond to this e-mail in any way or to any e-mail claiming to be from a financial institution that asks for this type of information,” says Mayor John B. O’Reilly, Jr.

“Not even the best Internet filtering services—which try to weed out these types of scams and other junk email— can catch all of them, so it’s up to each individual to be his or her best line of defense against con artists,” O’Reilly says.

What are phishing scams, anyway?
Criminals send fake e-mails—sometimes to millions of people—that are designed to appear to come from a bank or business that they might have accounts with. The message’s sole purpose is to gather that sensitive personal identity and financial information described earlier.


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Typically, a message will urge individuals to take action and provide a link to what appears to be the official website of the bank or business, but the website is actually bogus. The e-mail will appear legitimate, usually containing the company’s official logo. One red flag to look out for—the text of these e-mails often contains spelling errors or poor grammar.

The best thing to do is to call the company that allegedly sent you the message. However, never use the phone number included in the message, and never click on a link within a suspicious message.

Take action
Finally, if you receive an e-mail message that proves to be a phishing scam, report the message to the company that the message claims to be from. Doing so makes the company aware of the scam so they can report it to the proper authorities and warn their customers.

For more information about phishing scams and steps you can take to avoid becoming a victim, visit www.windowssecurity.com/articles/Avoid-Phishing.html.



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