Erickson Tribune

Henry Ford

UPDATED: Monday, April 14, 2008

The savvy consumer

Posted on Wednesday, April 02, 2008
 

By Laura Hipshire
THE ERICKSON TRIBUNE

Have you heard the news? You can actually get an advance payment check before you even file your income taxes. Sounds great, right?

Not so fast.

Every year around this time, many of us are busy gathering documents and crunching numbers in order to do our taxes; a yearly ritual dreaded by most.

This time of year is also when the scammers hit the pavement, looking to steal your personal information any way they can, even if it means they have to impersonate the Internal Revenue Service (IRS).

Recently, the IRS warned taxpayers to “beware of several current e-mail and telephone scams that use the IRS name as a lure. The IRS expects such scams to continue through the end of tax return filing season and beyond.”

According to their website, www.irs.gov, “the goal of the scams is to trick people into revealing personal and financial information, such as social security, bank account, or credit card numbers, which the scammers can use to commit identity theft.”

Here are a few of the most recent scams that have been hitting consumers:

In this scam, consumers receive a phone call from someone identifying himself as an IRS employee. The caller tells the targeted victim that he is eligible for a sizable rebate for filing his taxes early. The caller then states that he needs the target’s bank account information for the direct deposit of the rebate. If the target refuses, he is told that he cannot receive the rebate.

According to the IRS, “No legislation has yet been enacted that would allow the IRS to provide advance payments to taxpayers or that determines the  details of those payments. Moreover, the IRS does not force taxpayers to use direct deposit.”


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Refund e-mail scams
This scam involves bogus e-mails which falsely claim to come from the IRS, telling recipients that they are eligible for tax refunds for a specific amount, and instructing them to click on a link in the e-mail to access a refund claim form. The form asks the recipient to enter personal information that the thieves can then use to access the e-mail recipient’s bank or credit card account.

The IRS says they “do not send unsolicited e-mail about tax account matters to individual, business, taxexempt, or other taxpayers; filing a tax return is the only way to apply for a tax refund.”

A brand-new e-mail scam has also hit the fan; this one involves scaring people into thinking they are being audited by way of a personalized e-mail. The IRS says this technique is a bit unusual because most phony e-mails are sent out to hundreds of thousands of victims at a time, with the hope that some will “take the bait.” Because of the volume, the typical scam e-mail is not personalized.

According to IRS experts, the new e-mail scam “instructs the recipient to click on links to complete forms with personal and account information, which the scammers will use to commit identity theft. This e-mail is a phony. The IRS does not send unsolicited, tax-account related e-mails to taxpayers.”


IRS stay-safe tips

If you want to contact the real IRS and avoid getting taken by IRS-wannabe scammers, you should initiate contact by typing the IRS.gov address into your Internet browser rather than clicking on a link in an e-mail or opening an attachment.

If you have received a questionable IRS or tax-related e-mail, you can forward it to a mailbox the IRS has established to receive such mail, phishing@irs.gov. An article published by the IRS, “How to Protect Yourself from Suspicious E-Mails or Phishing Schemes,” provides instructions on how to submit such an e-mail. (“Phishing” is an e-mail fraud scam conducted for the purposes of information or identity theft.) Following the instructions will help the IRS track the suspicious e-mail to its origins and shut down the scam. Find the article by visiting IRS.gov and entering the words “suspicious e-mails” into the search box in the upper right corner of the front page.

Those who have received a questionable telephone call that claims to come from the IRS may also use the phishing@irs.gov mailbox to notify the IRS of the scam.

Source: www.irs.gov



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